Update on Medical Costs

This is not what a foot is supposed to look like. =(

This is not what a foot is supposed to look like. =(

Over the past few months there has been an uptick in our “medical” spending, and there will be even more when we publish our Income Statement for August in a couple weeks.

While some of our medical spending is planned (like Mr PoP’s fancy glasses we bought last summer), this definitely hasn’t been. This year, and especially the last few months, haven’t seen me at the top of my game, physically, and it’s occasionally been a bit of a roller-coaster emotionally.

Here’s what that roller-coaster has looked like:

The Bad: The pain, obviously. It’s in my foot. =(

The Good: I have insurance and benefits and resources which I’ve been able to use to get more information about and address said pain.

The Bad: The waiting. Which is, obviously, the hardest part.

The Good: I can still ride my bike, and I’m actually more glad than ever that I switched to bike commuting a few years ago as driving a car can be pretty painful at times.

The Bad: I’ve missed most of my running races this year (only ran two small races – ironically I did pretty well in both of those races!), and will likely miss most of the next running season in Florida (winter) as well. I genuinely miss running and the stress relief and mental break it provides.

The Good: Mr PoP has been patient with me and even taken to going on weekly morning walks on the beach with me to try and substitute for the mental release of my beach runs, even as I find myself singing the chorus to one of my favorite Jack Johnson songs quite often…

“Slow down everyone / You’re moving too fast.

Trains can’t catch you when / You’re moving like that.”

The Bad: I’m less than 2 months into my flex year and I’ve spent more than 75% of what I had set aside for Flex Medical Spending for the year. Guess this means fancy-pants glasses are going to wait for another year for me!

The Good: If I can get the remaining treatments (probably surgery) done in this calendar year, I’ll hit my the in-network out-of-pocket max on my health insurance. After that $0 in-network bills until January 1! (Any “stock up” ideas on health care while it’s “free”? Test all the things? =P )

The Bad: Going to the doctor takes time, which is not how I like to spend my precious PTO.

The Good: The problem should be fixable, and I’ve got an appointment with someone who should be one of the best specialists in South Florida in a couple of weeks so hope to know more after that.

The Bad: The fix is likely to make my foot hurt more before it gets better.

The Good: The chances are decent (70-85%?) that it IS going to get better.

 

That’s about where it stands right now. Not awesome, but I feel like after dealing with this for almost nine months, there is probably light at the end of the tunnel. And that’s good.

 

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