Prioritizing Debt

When we look at our balance sheet, it’s always a good check-in at all the different entities to which we owe money. On the most recent balance sheet we have: credit cards, car loan, HELOC on rental property, family loan, and primary mortgage on our home.

It’s a lot of debt to pay off if […]

When to Refinance Your Mortgage

Mortgage rates dropped to record lows this week. It’s a story that has been pretty common over the past few years as the Federal Reserve keeps its own interest rate near zero. So when all the newspapers in the country are publishing stories like these, is it the right time to refinance? That’s a sticky […]

Are Mortgages Good Debt?

There seems to be a widespread myth out there that mortgage debt is one of the best types of debt you’ll run across in your lifetime. Who’s perpetuating this myth? Politicians, the media, and (of course) realtors and mortgage brokers. It’s pretty clear why some of these folks might want John Q. Public to buy […]