How We Decided To Self-Insure

The Bad News

It all started with an innocuous looking envelope in the mail from our homeowner’s insurance company. They were writing to let us know that when our policy would be renewed (in several months) the coverage would change as they would no longer be covering:

“any structure enclosed by screens on more than [...]

Investing In Our Health

One of the biggest variables that’s going to affect when and how we retire is health care costs. Recent research done by Fidelity shows that healthcare spending in retirement costs an average of $240K, and sadly that is a value that gets underestimated too often by those approaching retirement.

So, with those costs (along with [...]