What You Need To Know About Flood Insurance Rate Changes – Part 2

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Welcome back to Part 2 of our mini-series on flood insurance and recent changes to NFIP.

In this series, we’re trying to answer some questions that came up after particularly hyperbolic news articles about changes to the NFIP (National Flood Insurance Program).

If you’re just joining in, feel free to start at the beginning

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What You Need To Know About Flood Insurance Changes – Part 1

There’s been a lot of news lately about floods. From the floods in Canada just a couple months ago, and to the more recent floods in Colorado, it seemed flooding was already at the front of many minds when news reports came out regarding the changes to flood insurance policies and premiums in the US.

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How We Decided To Self-Insure

The Bad News

It all started with an innocuous looking envelope in the mail from our homeowner’s insurance company. They were writing to let us know that when our policy would be renewed (in several months) the coverage would change as they would no longer be covering:

“any structure enclosed by screens on more than […]

Investing In Our Health

One of the biggest variables that’s going to affect when and how we retire is health care costs. Recent research done by Fidelity shows that healthcare spending in retirement costs an average of $240K, and sadly that is a value that gets underestimated too often by those approaching retirement.

So, with those costs (along with […]