How We Decided To Self-Insure

The Bad News

It all started with an innocuous looking envelope in the mail from our homeowner’s insurance company. They were writing to let us know that when our policy would be renewed (in several months) the coverage would change as they would no longer be covering:

“any structure enclosed by screens on more […]

Pop Quiz, Hotshot, err… Homeowner

Sorry for the title of this post. But ever since 1994, I have an inability to say the words “Pop Quiz” without thinking of this scene from the movie Speed.

So, on to the actual quiz…

It’s summertime in Florida, and that means hurricane season. But it’s not just Florida that’s having to worry […]

What’s a “Cookie Problem”?

One of my favorite books as a kid was If You Give a Mouse a Cookie by Laura Numeroff. It tells the story of a little mouse wearing overalls who is given a cookie. In enjoying his cookie, he spills a few crumbs and that starts a chain reaction of his little mouse-OCD tendencies whereby […]