Net Worth

Welcome to our January 2016 Balance Sheet!

Despite the fact that we just had our lowest spend month in 2.5 years, our balance sheet didn’t move in the positive direction. With the S&P500 dropping nearly 6% over the course of the month (and being down as much as 10% during one trading session!), we didn’t have enough income coming in to offset our market losses, even if we had spent $0!  But, we did drop some cash into the market…

After seeing our 2015 W-2s, I went ahead and completed the back-door funding of our Roth IRAs for 2015. So that moved $11K that we had set aside in cash into our Roth IRA accounts. While I’d love to say that I timed it perfectly and executed the trade when the market was at its low point this month, my luck just isn’t that good. But we did end up buying in at ~13% discount to where we bought in last year, so I’ll call that a win.

Anyhow, here are our numbers for January!

  • Our total assets down by $19.4
  • Our total liabilities went down by $2.9K 
  • Net worth went down by $16.5K 
  • Total net worth as of the end of January is $932.8K, which represents a 1.74% decrease this month.

And for the details…

If you want even more fun graphs and ways to envision the potential of our investments, check out the 2014 and later Balance Sheets!

Monthly Financial Statements Historically