Carnival of Financial Planning B

Welcome to this week’s edition of the Carnival of Financial Planning B.  The carnival is a rotating spotlight of some great personal finance blog posts.  To participate in the carnival, submit a post via the carnival submission form at Blogger Carnivals.



Mr.CBB @ Canadian Budget Binder writes The cost of being too nice – There’s nothing wrong with being a nice person and helping others out every once in a while but when it becomes a dependency on your time and life you may have to evaluate what is important to you.

Mr. Frenzy @ Frenzied Finances writes LinkedIn: How and Why You Should Use It – LinkedIn is a social networking site that focuses on business connections and is a way for people to be available for new opportunities. Read here for tips!

Daniel @ Make Money Make Cents writes How to Save Even More on Everyday Purchases – Creating a budget has become a normal part of any household to make sure the money coming in is being allocated correctly. This means finding ways to save on everyday purchases in any way possible.

Jack @ Money Saving Ethics writes What exactly is Compound Interest? – Want to know just how fantastic compound interest is? Albert Einstein called compound interest “the greatest mathematical discovery of all time.”

Amy @ Money Mishaps writes Why Diversification of your Portfolio is so Important – One of the basic investment tools that you will be using as a new investor is your portfolio. And diversifying your portfolio is one of the most important things to do with that portfolio is diversify it!

Lenny @ Best Money Saving Blog writes Don’t Make this Costly Social Security Mistake – Retirees, eager to begin collecting their monthly Social Security check, start collecting it as soon as they possibly can after retiring. Doing that can be an extremely costly mistake.

Lily @ Paying Debt Down writes Top 5 Best Cities to live on $40,000 a Year – Unfortunately, many people who are now entering into their retirement years have not saved nearly enough to retire at their current lifestyle.

Maria @ The Money Principle writes 3 traps that business start-ups fall into – In this article three common traps for start up business are discussed: lack of research, insufficient funding and imprecise growth estimation.

Christopher @ This That and The MBA writes Five Ways to Wreck Your Budget – By identifying the extraneous items you’re spending money on and eliminating those purchases, you can make a significant difference to your finances over the course of a few months or a year.

Harry Campbell @ Your PF Pro writes Moven Review: a New Kind of Mobile Money Service – If you’re like most young professionals, everything is on your phone these days. In fact, you don’t even have to be that young to master a smartphone: my mom explained to me the other day how to use the Starbucks mobile app. But whether you’re paying for coffee with your phone or using Tinder to online speed date, it seems like more and more businesses are turning to smartphone apps in order to reach us(and our wallets). I know that the first thing I check every morning is my phone and



Pauline @ Make Money Your Way writes Top 4 Authorities in the Financial World – Troy reviews 4 top authorities in the financial world.

Michelle @ Diversified Finances writes Tips For Successful Freelancing Part 1 – When I tell people that I am switching to 100% freelancing, they tend to think that my life will be easy as cake and that I will basically be prancing around in my pajamas 24 hours a day.

Tushar @ Start Investing Money writes Starting From Zero: Investing for Newbies – If you’ve just left school or university, and you’re about to embark on your first full time position, congratulations are in order. This is a big time in your life – not just in terms of your career but in terms of your finances too.

Holly @ Club Thrifty writes 5 Job Seeking Tips for Job Searchers – Having trouble with your job search? Check out these 5 job seeking tips to help you get your foot in the door and land the job of your dreams!



John @ Cough Up The Dough writes Get Credit Cards for Specific Purposes – Be sensible and get credit cards for specific purchases, like this

Brian @ Luke1428 @ Luke1428 writes How to Get Out of Debt – Are you looking to break the stranglehold debt has on your life? Here are five steps to make that happen.

Jon Haver @ Pay My Student Loans writes Best Time To Refinance a Student Loan – Upon graduating from college, most students have a grace period of six months before beginning to make student loan payments. For those interested in seeking a refinancing of their student loans, the best time to begin the process is at the beginning of the last year in college.

Ben Feldman @ ReadyForZero Blog writes Yikes! Avoid Getting Trapped by Store Credit Cards – Store cards are oh-so tempting. When you’re standing at the register being offered a 20% discount just for signing up it can be hard to say no – but in the end they can easily cost you so much more than you saved. Read on to find out how to avoid the trap of store credit cards.



Pauline @ Reach Financial Independence writes What does Financial Independence really mean? – Anton explores the meaning of Financial Independence

Corey @ Steadfast Finances writes Has The Stock Market Gone Parabolic? – As I watch the Stock Market rally continue to gallop upwards, I have to wonder when the next correction will occur. Since the gains this year almost seem parabolic, will we have dip soon?

Lauren @ L Bee and the Money Tree writes The Costs (and Benefits) of Procrastination – Procrastination can both save you money and cost you money.

Usiere @ Financial Freedom Inspiration writes The Long Tail of Savings – I am been reading a very interesting book – “The Long Tail” by Chris Anderson touted as the most important business book since ‘The Tipping Point’ by Malcolm Gladwell. In the Long tail, Chris explains with statistical data how big companies like Google, Amazon, EBay, Rhapsody, Netflix etc make more money from the aggregate of small sellers than its bestsellers or hits combined.

Mrs. Accountability @ Out of Debt Again writes How To Save Money on Burial and Funeral – Donate Your Body to Science – I don’t know anyone that likes to talk about dying. But you know, it’s a fact of life that we are all going to die one day.

CAPI @ Creating a Passive Income writes Chutes and Ladders: Investing Lessons From Famous Children’s Games – While kids’ games are very simple, they can actually have profound meaning in today’s financial world and what to do in investing.

SavingMentor @ How To Save Money writes Money Saving Tips: Bring Your Own Oil For An Oil Change – Most people think the only reason to buy their own engine oil for their vehicle would be if they wanted to change the oil themselves to avoid paying someone else to do it. The truth is most garages and dealerships will allow you to bring your own oil if you simply ask.

FI Pilgrim @ FI Journey writes Create Your Own American Dream – What is the American Dream? Is the definition of this term etched in stone, or is it subject to interpretation?

Bargain Babe @ writes DIY Cheap Car Repairs: I Saved $400! – I share tips to perform cheap car repairs to save big bucks!

Evan @ Financial Independence writes Debt Recycling – Debt recycling is a strategy used in countries where mortgage debt isn’t tax deductible.

Kanwal @ Simply Investing writes What Can You Learn from Someone Who Has Returned 586,817%? – Since 1964 Warren Buffett has been able to increase the book value of shares in his company by 586,817%.

Corey @ 20s Finances writes Most Important Thing for Young Adults to Learn – Do you have a spending problem? Find out how to control your spending and why it’s important to change as a young adult.

MR @ Money Reasons writes J.P. Morgan Forced To Take Bailout Money? – With recent attacks on JP Morgan, I was surprised what Barney Frank had to say on the matter! What do you think?

Minimalist @ Minimalist Finance writes Ways to Make Extra Money Quickly – While saving money is certainly an important aspect of good financial health, making extra money can be equally as valuable in building wealth, if not more so.

Jacob @ AllPersonalFinance writes Creating A Suitable Five Year Financial Plan – There is no skill more important than being able to manage your money. Regardless of your current financial state, you should know where your money is coming from and where it will be going over the next five years.

Grayson @ Debt Roundup writes Why Do We Fall For Ponzi Schemes? – My idea for this is to try and figure out why we, as humans, fall for Ponzi schemes. I have a ton of questions and can only think of a few things that can explain why people jump into such schemes.



GD @ MLIQ123 writes Do I Need Life Insurance? – Ever ask yourself if you need life insurance? Every stage in life requires different considerations and priorities and we must adjust our financial outlook accordingly. Here is a step by step guide evaluating who needs life insurance, from when you are single to married with kids to empty-nesters, and what factors can play a role in determining how much coverage you need.

Suba @ Broke Professionals writes Choosing Health Insurance: Did We Make The Right Call? – Trying to figure out what a health insurance policy based on an HSA means for your family’s bottom line? Here’s exactly what it meant for mine.

John @ writes 6 Things to Know about Term Life Insurance – Term Life insurance is an insurance policy which covers you at a fixed rate of payments for a period of time. In other words, it will pay out a set amount if you die within that set period of time.



Thomas @ Mr. Moneyvator writes Residential Real Estate Investing in Great Britain – Buy investment properties in the UK!

Wayne @ Young Family Finance writes The Lowdown on Home Loan Modifications – What you need to know if you’re interested in mortgage or home loan modifications.



Paul @ The Frugal Toad writes 5 Reasons Why You Shouldn’t Expect an Inheritance – Many adult children expect to receive an inheritance from their parents. Recent studies suggest a drastically different scenario. Not only will most retirees not leave an inheritance to their children, they will have a difficult time making ends meet in retirement. Here are several reasons why expecting an inheritance might not be in your future.

Ted Jenkin @ Your Smart Money Moves writes Five Celebrities That Know How To Save Money – Most of the media generated stories about celebrities consist of shock and awe showing situations resembling the Titanic sinking into the ocean.

Derrick @ Break Broke writes Debt tips for the baby boomers: Retire financially strong using them – As the baby boomers reach retirement, knowing exactly how to eliminate current debt can help you reach a successful retirement

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