About the PoP Family
We’re a young couple, met in college, and have both been in the workforce for a few years now. Three years ago we had some big changes; we got married, got a cat, and bought a house, and really started working as a financial team.
Our financial philosophy can be summed up as “save and invest” but we’re trying to fine-tune that so we can travel more, and perhaps even retire early. We are currently invested in Roth IRAs, 401Ks, a rental property and a speculative piece of land; we’d like to expand on the passive income that the rental property throws off. In an ideal future, we have several passive income streams that support our (somewhat!) frugal lifestyle, and let us pursue personal interests.
The purpose of this blog is to track our progress on the road to financial independence, and hopefully help others do the same along the way.
On Personal Finance
In our view, personal finance is more than just a generic application of financial theory. When “real life” comes into play, there are often many other factors in a decision than merely the “dollars and cents” – for starters, a person’s current financial resources, obligations, credit scores, risk tolerance, family structure, legacy plans, and many many more.
That’s why we tend to see personal finance less as a set of principles that can be applied to each person (or each family), and more as an ongoing discussion where answers are going to vary greatly from person to person, and often from day to day. For us, this blog is about recording those thoughts and provoking conversation so that every person (or family!) has tools to help them come to their “best decision for now”.